iTech Payment Gateway Script is currently the most used payment gateway software across the globe. It provides strong infrastructure and security to ensure smooth, fast and secure transfer of transactional data. It's a standalone payment gateway solution that provides fast and secure solutions. We welcome you to contact us or schedule a live demo with one of our experts. Fully transparent and editable PHP source code is included. Also, check Pro Edition .
Payment gateway is a service that the merchants, shops and sellers use to accept payments through credit or debit card from customers. The term includes not only physical card readers but also portals for payment processing that can be found in online stores.
Once the customer has placed the order online and continued with payment, they will need to provide their credit/ debit card details. Card data is securely encrypted using Secure Socket Layer (SSL) encryption, which must be sent between the browser and the merchant's web server.
For each successful transaction the payment gateway charges a transaction processing fee, called transaction discount rates or TDRs, which are charged as a percentage of the value of the transaction.
The payment gateway goes through a series of steps, from entering card details to paying into the merchant's account.
STEP 1: After the customer has placed the order online and continued with payment, they must provide their credit/ debit card details.
STEP 2: It sends card data securely between the browser and the merchant's web server with secure socket layer (SSL) encryption.
STEP 3: The payment gateway converts the XML to ISO 8583 or another message format (a format understood by EFT switches), then sends the transaction data to the payment processor used by the commercial bank.
STEP 4: The payment processor is responsible for relaying all payment requests to the card network (i.e. Visa / MasterCard / American Express).
STEP 5: The credit card issuing bank then receives an authorization request, checks the available credit or debit order, and returns the response to the processor with a recall (i.e., approved or rejected) (during the same authorization procedure). The response code is also used to communicate the cause of a transaction failure. e.g. insufficient funds, etc.
STEP 6: The processor then sends an official response to the payment gateway and the payment gateway receives the response and sends it to the merchant's customer interface on which the payment is processed. This process is called authorization or "authentication". It usually takes 2-3 seconds.
STEP 7: If the process is successful after authentication, the merchant executed the order for which the customer has paid. The customer can see the payment status on his/ her dashboard.
STEP 8: The payment gateway sends all the merchant's approvals in a "batch" (end of day) to the receiving bank for processing by their processor.
STEP 9: The receiving bank sends a bulk billing request to the credit card issuer.
STEP 10: The credit card issuer compensates the receiving bank (in most cases the next day).
STEP 11: The receiving bank then deposits the full amount of approved funds to the payment gateway and the gateway allocates the funds into the account specified by the merchant (same day or next day).
A payment gateway provides a secure connection between your online store and your internet merchant account. It is an e-commerce application service provider that authorizes credit card payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets. Payment gateways protect credit card details by encrypting sensitive information, such as credit card numbers, to ensure that information is passed securely between the customer and the merchant and also between merchant and the payment processor. A payment gateway facilitates the transfer of information between a payment portal and the Front End Processor or acquiring bank.
PWA ready design (standards-compliant browser, including both desktop and mobile devices).
Easy customizable template.
Deposit and withdrawal using PayPal account.
A full-functional payment gateway powered by your PayPal account.
Mass payment feature to multiple recipients.
Homepage content editable from the admin panel.
Separate account types for individuals and companies.
Fully scalable architecture.
Complimentary mobile apps (Android & Windows).
With an eye to constant upgradation of our products under a dynamic work culture, the product features-list gets updated as an ongoing process reflecting the latest inclusions /exclusions. The buyers may please bear in mind that product-features available on the date of purchase only shall be valid. Any claims/demands by the buyer on a later date for features with reference to any features-list prior to the date of purchase, or updated after the date of purchase shall not be entertained.
Once you try the demo we know you’ll love it. Please contact our support team for an enhanced, fully customized version, tailor-made to your requirements.
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We are super excited to share the features included in the latest release. Once you try the demo we know you'll love it. There will be even more features available in the future.
White Label (No Back-link).
Responsive Layout (Mobile, Tablet, Desktop).
Browser Independent (Edge, Firefox, Chrome).
Optimized Content (Twice Faster).
Fully Scalable (Up to Million Users).
Price Challenge (Lowest Price Guaranteed).
No Recurring Charges (One-time Purchase).
No Hidden Charges (Fully Transparent).
Complimentary Android App (Compiled APK)(USD75).
Complimentary Web Hosting (36 Months)(USD216).
cPanel Access (Fully Loaded).
Complimentary SSL Certificate (36 Months).
Free Installation Assistance (36 Months).
Free Technical Support (36 Months).
Free Software Update (36 Months).
Commission from every single transaction.
Footer section for Google AdSense.
Trendy mobile responsive design.
Ajax based interface.
PWA ready design.
Easy customizable template.
Easy registration interface.
Register as an individual.
Register as a company.
Check account balance after login.
Check recent activities after login.
Check account type.
Check verification status.
Check account limit.
Check transaction limits for personal accounts.
Check transaction limits for business accounts.
See list of recent transactions.
See list of debited transactions.
See list of credited transactions.
See list of pending transactions.
See list of completed transactions.
See list of disputed transactions.
See any transaction details.
Check date and time of a transaction.
Check mode of payment corresponding to a transaction.
Check transaction ID corresponding to a transaction.
Check description corresponding to a transaction.
Add/ edit/ delete multiple email addresses.
Mark primary email address.
Add/ edit/ delete bank accounts.
Add/ edit/ delete bank names.
Add/ edit/ delete account holder name.
Add/ edit/ delete account number.
Add/ edit/ delete credit/ debit cards.
Add/ edit/ delete card issuer bank.
Add/ edit/ delete card number.
Add/ edit/ delete CVV number.
Add/ edit/ delete card expiry date.
Add/ edit/ delete multiple phone numbers.
Add/ edit/ delete passport number.
Select payment method.
Enter a small description.
Request funds via bank transfer.
Select any listed bank account.
Request funds via cheque.
Transfer funds via PayPal.
Add/ edit/ delete PayPal account.
Visit the resolution centre.
See list of dispute cases.
See list of cases pending review.
See list of cases requiring your action.
See list of cases requiring other party’s action.
See list of closed cases.
See case details.
See disputed amounts for each case.
See last update date of each case.
See netbanking history.
Send money to another account.
Make mass payments.
Enter the email address of every recipient.
Enter the paid amount.
Select reason for payment.
Add remittance mode.
Add recipient name.
Add recipient address.
Add recipient country and city.
Add recipient phone number.
Add recipient bank details.
See list of recipients.
Edit invoice source details.
Upload logo for invoice.
Upload payment logo for invoice.
Enter invoice number.
Select payment terms.
Enter due date.
Enter recipient email address.
Enter item details.
Add multiple items.
Enter a discount amount.
Add shipping charges.
Add other charges.
Enter return or cancellation policy.
Enter note for recipients.
Enter a memo for yourself.
See list of generated invoices.
See list of active invoices.
See list of paid invoices.
See list of unpaid invoices.
See list of expired invoices.
Request money from a recipient by email.
Enter recipient email address.
Select recipient from listed entries.
Select a money request reason.
HTML API for donation.
HTML API for simple payments.
Update account details.
Update name, address and phone number.
Set account currency.
Check merchant ID.
Set website name.
Set website title.
Set website email.
Set website tagline.
Set website Meta Keywords.
Set website Meta Description.
Set website currency sign.
Set website currency code.
Set website social media links.
Edit "Company" page text.
Edit "About us" text.
Edit "Contact Us" text.
Edit "Legal Agreement" text.
Edit "processing fee description" text.
Edit "Security" text.
Edit "Invoice Help" text.
Edit "Help" text.
Add/ edit/ delete states.
Add/ edit/ delete countries.
Add/ edit/ delete homepage slider images.
Add/ edit/ delete homepage slider texts.
Edit homepage blocks.
Add/ edit/ delete custom pages.
Add/ edit/ delete FAQ categories.
Add/ edit/ delete FAQ entries.
See list of users.
Approve/ disapprove users.
See user details.
See list of transactions.
See transaction details.
See all deposits.
Approve/ disapprove deposits.
See all withdrawals.
Approve/ disapprove withdrawals.
See list of disputes.
See dispute details.
Accept/ decline disputes.
See list money requests.
Delete money requests.
See list of generated invoices.
See invoice details.
Edit HTML API for donation.
Edit HTML API for simple payments.
Edit/ delete processing fee for deposits.
Edit/ delete processing fee for donations.
Edit/ delete processing fee for subscriptions.
Edit/ delete processing fee for payments.
Edit/ delete withdrawal fee for bank transfers.
Edit/ delete withdrawal fee for payments by cheque.
Edit/ delete withdrawal fee for payments by PayPal.
Edit/ delete minimum amount for deposits.
Edit/ delete minimum amount for payments.
Edit/ delete minimum withdrawal amount fee for bank transfers.
Edit/ delete minimum withdrawal amount fee for payments by cheque.
Edit/ delete minimum withdrawal amount fee for payments by PayPal.
Change admin username.
Change admin email address.
Change admin password.
Change website logo.
Those special buyers, passionate about the uniqueness of their individual projects, and unwilling to settle for a ready solution possibly being used by many others, should rather approach our programmers for custom development, a process conforming fully to your preferences.
We are a front-line full spectrum web and mobile development company providing result-oriented cost-effective solutions to enterprises - big, medium and small - spread across the world. At iTechScripts we encourage clients to speak out as clearly as possible about what exactly they want. Our in-house professionals extract essential inputs for the project from these routine interactions. Because your inputs form a vital part of our customization strategy as we carry them all the way through the development journey.
To start with, you need to contact us and narrate your ideas, viewpoints and requirements. Our experts analyze these points minutely to lay out a preliminary course of action. On the basis of subsequent discussions between you and a member of our team of developers, the layout for the final course of action is decided and the process of development gets going. You may please share your inputs online, as prompted, and wait briefly for the response. You will get to know everything related to your ready custom project from the person responding to you.
Just share your personalized needs and choices with us and see your pet project taking shape at a most affordable cost unmatched by any other under supervision of a dedicated project manager. Alternatively, you may also call our customer help desk and speak to our ever-friendly customer care executive, who will ask you a few simple questions to ascertain your requirements and guide you to the next step.
1. Is this a ready system?
Ans: Yes, of course.
2. Do you provide editable source code?
Ans: Yes, fully editable.
3. Can I change the design?
Ans: Yes. We provide a fully editable PHP source. You can edit the design files.
4. Any recurring charge?
Ans: No. Only one-time payment.
5. I need to add some features. What do I do?
Ans: You can edit the source files to add features. We offer custom development services at nominal rates.
6. Do you help installing the script?
Ans: Yes. We offer free installation assistance, except on local or unmanaged servers.
7. Do you accept payments in installment?
Ans: No such facility is currently available.
8. Do I have to put your name on my website?
Ans: Fully whitelabel solution. No backlink is required.
9. If your script does not work, what should I do?
Ans: Place your order only after being satisfied and convinced of the quality. The payment is not refundable.
10. Will your script run in high traffic?
Ans: Tested with thousands of concurrent users. It depends on your server.